Many seniors who struggle to remain independent choose to move into an assisted living facility. These facilities offer various levels of care to help seniors live as independently as possible. There are more than 6,000 assisted living communities across the United States ranging from upscale retirement communities and smaller cottages in the suburbs to large apartment buildings in urban areas.
An assisted living facility is an alternative form of housing for seniors who may require assistance with basic daily tasks like eating, dressing, and toileting but do not require the higher level of care that is provided in a nursing home. Assisted living facilities come in many forms, including standalone facilities, senior housing complexes, retirement communities, and as part of a nursing home. Residents typically have their own apartment, condo, or unit in an assisted living facility.
An assisted living facility provides a broad range of support services, although there is no standard for the types of services that can be offered. A basic assisted living community may offer just meals, light housekeeping, and assistance with daily living activities like dressing and eating. Some facilities offer a full range of services.
Common services that may be offered in assisted living include:
Seniors who are mobile and mostly independent but need assistance with daily living activities can benefit from assisted living. People who need 24-hour help with all activities of daily living, those who are bedridden, and people who have health conditions that require careful monitoring and 24-hour care are not good candidates for assisted living.
An assisted living facility can be expensive, although the cost is significantly lower than the type of care provided in a nursing home. Depending on the location, type of facility, and level of services provided, the cost of an assisted living facility can range from $25,000 per year to over $50,000 per year.
In most cases, seniors and families pay for assisted living. There are some long-term care insurance policies and health insurance policies cover some costs of assisted living. Some facilities also offer financial assistance. Medicare does not pay for any of the costs of assisted living. Depending on the state, Medicaid offers limited coverage for assisted living.
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